When Brazilian bank, Bradesco, bought HSBC’s Brazilian division in 2015, no one knew exactly what Bradesco was getting. The word at the time was HSBC had five million account holders, and there were 851 branches and more than 1,800 self-service stations. The 4,728 HSBC ATMs also put the bank “over-the-top,” in terms of saturating some Brazilian markets. There were plenty of bugs to work out over the last two years, but thanks to Luíz Carlos Trabuco Cappi and his executive team as well as employees, the transition was better than expected. HSBC did keep a small presence in Brazil in order to serve their business customers.
But that is what Luíz Carlos Trabuco Cappi does. He makes transitions and banking strategies fall in place. He has 40 years of banking industry experience, so there’s not much Trabuco doesn’t know about bank management. The word in the banking industry is Bradesco is closing the gap between their bank and Itaú-Unibanco. Mr. Trabuco is playing a major role in the goal to increase sales, cut losses, and make more money. In the first half, financial figures hit an all-time high for that time of year and the second half of the year may end up stronger than the first half. Wall Street is pushing investors to buy Bradesco stock.
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Many stockbrokers believe Bradesco is a good stock to buy now and in 2018. The recession seems to be out of gas, and the government is trying to get its economic ducks in a row, so Brazilian banks stand to make even more money in 2018, according to Brazilian economists. Luíz Carlos Trabuco Cappi is the man who is orchestrating Bradesco’s incredible revenue growth, according to other bankers. But Trabuco likes to give the credit to his team at Bradesco. Luiz has always put the team first. As the Bradesco team gets bigger, Trabuco finds ways to address banking issues without creating drama.
Mr. Trabuco is 66-years-old now, and he is looking for a replacement. But replacing Trabuco is not easy. His banking track record speaks for itself, and his social and environmental programs help thousands of Brazilians every year. It’s hard to say when Trabuco will retire. He’s in the right place at the right time, according to Wall Street. Investors like consistency and no surprises and Trabuco understands that. Trabuco will always be part of the Bradesco banking family in some way. His legacy is still being written.
Learn more about Luiz Carlos Trabuco Cappi: http://www.istoedinheiro.com.br/noticias/negocios/20151218/luiz-carlos-trabuco-cappi-empreendedor-ano-nas-financas-2015/327856
Nathaniel Ru is the co-founder of Sweetgreen, the most forward-thinking business model in fresh and healthy fast food. As a college student at Georgetown University he and classmates Jonathan Neman and Nicolas Jammet filled a void for healthy eating in the popular college town by opening their first restaurant in 2007 (http://www.forbes.com/pictures/ekeg45fe/nicolas-jammet-nathaniel-ru-jonathan-neman-co-founders-sweetgreen-262627/). The restaurant surpassed their expectations by gaining customers during winter break when the campus turns into a ghost town. Now with forty locations across the United States Sweetgreen is changing the way that customers think about fast food by offering local, organic and beautifully imaginative real food. The restaurant is so popular there are often long lines of hungry patrons.
But it’s not just the concept of eating healthy that has grabbed the public’s attention. Nathaniel Ru and his partners have married the concept of food and technology in a way that surpasses other fast food chains. Customers love the idea of ordering via their laptop or mobile phone with thirty percent of orders being placed through the Sweetgreen website (http://observer.com/2016/04/jobs-report-sweetgreen-co-founder-jonathan-neman-lives-the-sweet-life/). Frequent visitors can download the Sweetgreen app which tracks how much is spent. Once the customer has spent $100 part of the purchase price is donated to Sweetgreen in School which teaches children the benefits of a healthy diet.
Nathaniel Ru doesn’t follow the usual business models when it comes to management style. Sweetgreen doesn’t house a large corporate headquarters. Instead they have offices on each side of the United States. Employees who work in the corporate locations spend time working in the restaurants so that they are in tune with all aspects of the company. To accomplish this massive job shift the offices close five times during the year. Learn more: https://twitter.com/nathanielru
Not only is Nathaniel Ru the energetic co-founder of Sweetgreen he is also a principal at SWTLF Ventures. He graduated from the McDonough School of Business at Georgetown in 2007 with a degree in finance. Nathaniel Ru created Sweetgreen with his partners to create relationships with diners and farmers in an environment that is welcoming, creative and affordable. He believes in supporting the communities and fostering local partnerships. Nathaniel Ru’s desire to promote change is exemplified through the restaurant’s nutritional education program and the Sweetlife music festival connecting music, food and people. Learn more: http://www.bizjournals.com/washington/news/2016/09/23/bluecart-simplifying-restaurant-orders-video.html